Nationality: Brazil

Organization Name: Rafael Dutra

Impact Region: South America

About the Social Business: ToGarantido is an online micro insurance platform. It enables individuals, families and small business owners to buy high-quality insurance premiums in a cheap, fast and very simple way. ToGarantido is a social impact ""insurtech"" focusing on the distribution and sale of safe, high quality, and affordable insurance products for the Brazilian BoP (Base of Pyramid) and Low Middle Class using digital and mobile channels. Along with Chubb and BFA, the ToGarantido team developed insurance combo solutions focusing on the needs of the underserved urban of population of Brazil, specially those who needed access to affordable healthcare solutions not covered by the public health system.

About the Y&Y Fellow: Rafael Dutra is originally from Portugal and a founder as To Garantido. Currently, he works as a co-founder and Business Developer at Joplins Sunglasses. He is experienced in Business Development with a demonstrated history of working in the internet industry. He is skilled in Corporate Finance, Sales, E-commerce, Project Finance, and Entrepreneurship. He is a strong business development professional with an Innovation and Entrepreneurship Certificate focused in Stanford Engineer and Business Schools from Stanford University.